BODY {
    cursor:url('spad.cur');
	scrollbar-face-color: #bd4103;
	scrollbar-highlight-color: #bd4103;
	scrollbar-shadow-color: #ffffcc;
	scrollbar-3dlight-color: #ffffcc;
	scrollbar-arrow-color:  #ffffcc;
	scrollbar-track-color: #bd4103;
	scrollbar-darkshadow-color: #ffffcc;
	font-family: Verdana;
	font-size: 10px;
 }

A:link { color:#ffffcc; text-decoration:none; cursor:none;}
A:visited { color:#ffffcc; text-decoration:underline;}
A:hover { COLOR: #800000; BACKGROUND-COLOR: #ffffcc; TEXT-DECORATION: underline overline; cursor: hand;}